Danielle Perez

Danielle Perez practices exclusively in the area of insurance coverage law, where she handles cases involving complex insurance disputes with respect to primary and excess general liability policies. Ms. Perez represents clients with in insurance coverage issues dealing with bad faith, environmental contamination and product defects. She focuses her practice on declaratory judgment actions in both state and federal court.

Ms. Perez has more than eight years of experience within the insurance industry, where she handled Section 125 Flexible Spending Accounts, as well as national and small business priority Group Life/Disability accounts. She also has experience in bankruptcy and products and commercial liability.

Representative Client Work

• Filed declaratory judgment action on behalf of client in complex environmental coverage matter involving claims over $590,000,000
• Filed declaratory judgment action on behalf of client, as well as assisted in settlement of underlying litigation that placed $10,000,000 in policy limits at risk
• Prepared in-depth coverage opinion and analysis interpreting “auto” and “mobile equipment” exclusions in client’s commercial general liability policy, as well as interpreted similar provisions under insured’s automobile liability policy, which ultimately assisted client in settling insurance coverage dispute with auto carrier

Professional Affiliations

• State Bar of Michigan
• American Bar Association
• Defense Research Institute

Publications & Lectures

• “Supplement to the Institute of Continuing Legal Education’s (CLE) Michigan Insurance Law and Practice Environmental Coverage Section, co-author, 2006

Publications

• Fifth Circuit Upholds Homeowner’s Policy Exclusions Barring Coverage for Concurrent Water and Wind Damage Due to Hurricane Katrina
• Federal Court Rules Non-Participating Insurer Must Pay Pro Rata Share of Insured's Settlement Costs
• Indiana Court Rules No Duty for Insurer to Reimburse Pre-Tender Defense Costs