Joseph M. Ammar is a partner in the Kalamazoo office. He is a member of the firm’s Banking, Bankruptcy and Creditors’ Rights Practice Group.

Before joining Plunkett Cooney, Joe was employed by National City Bank (now PNC Bank) as vice president and in-house counsel for 10 years where he handled commercial law matters, workouts and bankruptcy matters.

Joe’s background also includes working as an attorney in private practice where he focused on the areas of creditors’ rights, bankruptcy and commercial litigation. His clients included secured creditors, creditors’ committees, trustees and bankruptcy debtors.

Representative Client Work

  • Successfully represented lenders in commercial loan workouts and restructurings
  • Successfully represented financial institutions and creditors in bankruptcy cases
  • Defended creditors in bankruptcy preference actions and obtained dismissals or favorable settlements
  • Collected millions of dollars on behalf of clients
  • Facilitated state approval of cannabis grower’s application for business license

Professional Affiliations

  • Kalamazoo County Bar Association
  • State Bar of Michigan (Creditors’ Rights Committee, Business Law Section)  
  • Federal Bar Association (Bankruptcy Section, Steering Committee)(Western District of Michigan) 
  • American Bankruptcy Institute

Community Involvement

  • St. Vincent de Paul Society (President, St. Catherine of Siena Conference)  
  • West Michigan Mustang Club
  • Portage Central Football Boosters Club (Past Vice President and Board Member)
  • Literacy Center of West Michigan (Past President, Board Member and Tutor)

Publications and Articles

  • Past speaker, “Bad Faith Chapter 11 Filings” for 24th Annual Federal Bar Association Bankruptcy Section seminar
  • “Full Satisfaction Checks Under Section 3-311 of the Uniform Commercial Code,” Michigan Business Law Journal, Volume XIX-1
  • Past Editor of “Recent Case Decisions” column in the Federal Bar Association’s Bankruptcy Law newsletter
  • Past faculty member of the National Business Institute’s Michigan Foreclosure and Repossession seminar



  • Wayne State University Law School, J.D., 1988
  • Wayne State University, with high distinction, B.S. 1985


  • Michigan, 1988
  • U.S. District Court, Western District of Michigan, 1988
  • U.S. District Court, Eastern District of Michigan, 1993
  • U.S. Court of Appeals, Sixth Circuit, 1996


Honors & Recognitions

  • Mark W. Johnson Memorial Moot Court Briefwriting Award
  • National Dean’s List
  • Beta Gamma Sigma National Honor Society
  • Golden Key National Honor Society



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